Flutterwave review
Updated September 28, 2026 · ForgeCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Flutterwave suits small businesses and enterprises that want a store or landing page with payments and a point of sale built in. It also runs a free plan, but the receiving fee is where it separates: 2% to 4.8% a transaction, while Mitienda Uruguay and Shafrik take none.
Key facts
- Best for
- Small businesses that want a store and payment handling on a single account.
- Free plan
- Yes (Source, checked September 26, 2026)
- Transaction fee
- 2% to 4.8% (Source, checked September 26, 2026)
- Builder type
- Store, Landing (Source, checked September 26, 2026)
- Legal entity
- Flutterwave Incorporated (Source, checked September 26, 2026)
- Headquarters
- United States (Source, checked September 26, 2026)
- Support channels
- Email, Help-centre, Phone (Source, checked September 26, 2026)
- Audience
- Small business, Enterprise
- Pricing model
- Free plan
- Official website
- flutterwave.com
Business tools
- Free plan
- Yes (Source, checked September 26, 2026)
- Tool type
- Payments, POS (Source, checked September 26, 2026)
- Legal entity
- Flutterwave Incorporated (Source, checked September 26, 2026)
- Headquarters
- United States (Source, checked September 26, 2026)
- Support channels
- Email, Help-centre, Phone (Source, checked September 26, 2026)
- Audience
- Small business, Enterprise
- Pricing model
- Free plan
Pros and cons
Pros
- Runs a free plan, so a seller can publish a store and take a payment before paying anything
- Covers store and landing alongside payments and pos, so the page and the checkout that takes money sit together
- Support runs on email, help centre and phone, so phone and email are both in scope
- Stated for small business and enterprise buyers, and small businesses are the most common fit across the site set (94.5%)
Cons
- Every payment carries 2% to 4.8% in transaction fees, while Mitienda Uruguay charges 0% and Shafrik charges 0%
- The free plan is the only model listed (free plan), so a time limited trial is not part of the offer
- The builder covers store and landing, so a broader marketing site means another tool
Who it suits
- Small businesses that want to take payments in the same place they publish a store
- Enterprises that want a point of sale beside online payments (payments and pos)
- Sellers who would rather test on the free plan than commit to a paid tier
Who should look elsewhere
- Sellers who need no transaction cut: Mitienda Uruguay charges 0%
- Creators selling tips rather than a store: Ko-fi runs 0% to 5% in transaction fees
- Merchants who want the full amount passed on: Shafrik charges 0%
Who runs it
Flutterwave runs as Flutterwave Incorporated, headquartered in the US. Support runs on email, help centre and phone, so email, phone and a help centre all sit with the same company that handles the payment, and a self-serve answer is easy to find in the help centre.
How Flutterwave compares
8.8 vs 9.2
8.8 vs 9.2- 8.8 vs 9.1
- 8.8 vs 9.3
8.8 vs 8.6- 8.8 vs 9.4
- 8.8 vs 9.2
- 8.8 vs 9.2
8.8 vs 9.2
8.8 vs 9.4- 8.8 vs 9.1
8.8 vs 8.5- 8.8 vs 8.7
- 8.8 vs 8.0
8.8 vs 8.7
8.8 vs 9.3- 8.8 vs 9.5
8.8 vs 9.4- 8.8 vs 9.3
8.8 vs 9.2
8.8 vs 9.2
8.8 vs 9.1
8.8 vs 9.1
8.8 vs 9.1- 8.8 vs 9.0
- 8.8 vs 8.9
8.8 vs 8.9
8.8 vs 8.5
8.8 vs 8.0
Where Flutterwave is available
- Available
- Cameroon, Côte d'Ivoire, Ghana, Kenya, Malawi, Nigeria, Rwanda, Senegal, South Africa, Tanzania, Uganda, Zambia
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does it cost to take a payment with Flutterwave?+
Receiving a payment costs 2% to 4.8% in transaction fees, against a 0% median across the brands the site tracks. There is also a free plan, so the receiving fee is the main ongoing cost for a seller without a paid tier.
Is there a free plan to start on?+
Yes, a free plan is listed, and it is the only model on the store page (free plan). A small seller can launch a store and take a payment on it, then decide later whether a paid plan earns its place.
What can I build on Flutterwave?+
The builder covers store and landing. The same account adds payments and pos, so a store page and the checkout that takes the money sit together, which saves a small seller from juggling a page builder and a separate payments account.
Who is Flutterwave aimed at?+
The stated audience covers small business and enterprise, and small businesses are the most common fit in the site set (94.5%). An enterprise can use the same payment and point of sale tools without moving to a different product.
How do I get help?+
Support runs on email, help centre and phone, covering email, a help centre and phone. A help centre is also the most common support route across the brands on the site (84.5%), so expect written answers as the default and phone for the harder cases.
Where is Flutterwave based and who runs it?+
The company is Flutterwave Incorporated (Flutterwave Incorporated), headquartered in the US (US). The same company runs the store builder, the payments and the support desk, so a question about fees or a sale goes to a single organisation.
What do plans cost in this group?+
Across the brands on the site, entry prices sit at a €13.15 median, introductory pricing at €2.99 and renewals at €5.99. Flutterwave's own cost is the 2% to 4.8% receiving fee, which does not move at renewal.
Sources
- flutterwave.com checked September 26, 2026
Backs: Audience, Builder type
“Empowering businesses of all sizes with seamless payment solutions tailored for enterprises, startups, and emerging markets.”
- flutterwave.com/us checked September 26, 2026
Backs: Tool type
“Easily receive online payments from around the world”
- flutterwave.com/us/store checked September 26, 2026
Backs: Free plan, Pricing model, Support channels
“Create a free online store that helps you find customers, accept payments from anyone, and grow your business.”
- flutterwave.com/us/support/pricing/pricing-for-receiving-... checked September 26, 2026
Backs: Transaction fee
“Flutterwave charges a transaction fee on every payment processed depending on your country/region and where your customer is paying from.”
- flutterwave.com/us/terms checked September 26, 2026
Backs: Headquarters, Legal entity
“Our registered office is at 2261 Market Street, Suite 85079, San Francisco, CA 94114.”
Compiled from 5 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Price from, E-commerce plan price.
Related by the facts
Flutterwave
Small businesses that want a store and payment handling on a single account.