UPayments review
Updated September 28, 2026 · ForgeCue Editorial Team · Facts checked September 26, 2026
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Our verdict
UPayments suits small businesses in Kuwait that want payments and a point of sale under one roof, with a free plan to trial the setup before paying anything. Entry pricing starts at KWD 250, while every sale carries a charge of 0.5% to 2.75%.
Key facts
- Best for
- Small Kuwait shops wanting payments and a POS they can start on for nothing.
- Price from
- KWD 250 (Source, checked September 26, 2026)
- Free plan
- Yes (Source, checked September 26, 2026)
- Usage limits
- Free test environment (Source, checked September 26, 2026)
- Integrations
- 6 (Source, checked September 26, 2026)
- Tool type
- Payments, POS (Source, checked September 26, 2026)
- Legal entity
- UPayments K.S.C.C. (Source, checked September 26, 2026)
- Headquarters
- Kuwait (Source, checked September 26, 2026)
- Founded
- 2016 (Source, checked September 26, 2026)
- Support channels
- Email, Chat, Phone, Help-centre (Source, checked September 26, 2026)
- Audience
- Small business, Enterprise
- Pricing model
- Free plan
- Official website
- upayments.com
Website builders
- Price from
- KWD 250 (Source, checked September 26, 2026)
- Free plan
- Yes (Source, checked September 26, 2026)
- Transaction fee
- 0.5% to 2.75% (Source, checked September 26, 2026)
- Builder type
- Store, Site (Source, checked September 26, 2026)
- Legal entity
- UPayments K.S.C.C. (Source, checked September 26, 2026)
- Headquarters
- Kuwait (Source, checked September 26, 2026)
- Founded
- 2016 (Source, checked September 26, 2026)
- Support channels
- Email, Chat, Phone, Help-centre (Source, checked September 26, 2026)
- Audience
- Small business, Enterprise
- Pricing model
- Free plan
Apps and profiles
- Get the app
- App StoreGoogle Play
- Elsewhere
- LinkedInXTrustpilotyoutube.com
Pros and cons
Pros
- A free plan is available, so you can set up the payments and POS tools before spending anything.
- Entry pricing of KWD 250 sits under the POS systems median of €21.92.
- Support runs on email, chat and phone, so phone and live chat are both available.
- One account covers payments and pos as well as building a store and a site.
Cons
- Every transaction is charged 0.5% to 2.75%, so high-volume sellers pay more over a month.
- What the free plan covers is Free test environment, so trading live needs a paid tier.
- The listed integration count is 6, so niche tools may sit outside the set.
Who it suits
- Businesses in the small business and enterprise bracket that want taking payments and running the till in one place.
- Sellers who want to test the setup on a free plan before committing to a paid tier.
- Operators who want direct contact rather than self-serve only, given email, chat and phone.
Who should look elsewhere
- Multi-location operators weighing hardware per station: SpotOn lists $0 per station All-In plan.
- Shops expecting room for more terminals: Toast POS lists Up to 2 terminals.
- Single-location sellers content with a starter tier: Upserve offers GO free plan for single location.
Intro and renewal prices
The published entry price is KWD 250, and the free plan is the main way in, matching the free plan model UPayments runs on. For context, POS systems in this comparison most often start near €21.92, so this entry point sits under the typical range. Because the pricing is quoted in Kuwaiti dinar, run your own numbers on sales volume before picking a tier.
Core features
The product covers payments and pos, and the builder handles store and site from the same account. What the free plan gives you is Free test environment. The listed integrations come to 6, so check the payment gateways, accounting links and add-ons you rely on against that set first. Support runs on email, chat and phone.
How UPayments compares
9.1 vs 9.2
9.1 vs 9.2- 9.1 vs 9.1
- 9.1 vs 9.3
9.1 vs 8.6- 9.1 vs 9.4
- 9.1 vs 9.2
- 9.1 vs 9.2
9.1 vs 9.2
9.1 vs 9.4- 9.1 vs 9.1
9.1 vs 8.5- 9.1 vs 8.7
- 9.1 vs 8.0
9.1 vs 8.7
9.1 vs 9.3- 9.1 vs 9.5
9.1 vs 9.4- 9.1 vs 9.3
9.1 vs 9.2
9.1 vs 9.2
9.1 vs 9.1
9.1 vs 9.1
9.1 vs 9.1- 9.1 vs 9.0
- 9.1 vs 8.9
9.1 vs 8.9
9.1 vs 8.5
9.1 vs 8.0
Where UPayments is available
- Available
- Kuwait
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
How much does UPayments cost to get started?+
There is a free plan, so a new seller can begin at no cost. Paid entry starts at KWD 250, quoted in Kuwaiti dinar. The company trades as UPayments K.S.C.C. and has been running since 2016, so it is an established local operation rather than a new listing.
What does each sale cost?+
Every transaction is charged 0.5% to 2.75%. That sits on top of the plan fee, so a shop taking many small payments ends up paying more than one taking fewer, larger ones. Weigh 0.5% to 2.75% against your own sales volume before choosing a tier.
What does the free plan actually include?+
The free plan covers Free test environment. That is enough to see how the payments and POS tools behave before you commit, but a counter trading live needs a paid tier, and paid entry starts at KWD 250. Treat the free plan as a rehearsal rather than a long-term home.
Can it build a website as well as take payments?+
Yes, both sit in the same account. The builder covers store and site, and the product itself is listed under payments and pos. A counter shop and an online catalogue can therefore share one set of tools instead of running two separate suppliers.
How do you get help when something breaks?+
Support runs on email, chat and phone, so you have email, live chat and phone alongside a help centre. The phone line matters most when a till stops working mid-service, and the help centre covers the questions you would otherwise raise repeatedly.
Which other tools does it connect to?+
The listed integrations come to 6. That is a short catalogue, so check your payment gateway, accounting link and delivery tools against it before signing up. Anything outside that set means working around the product rather than inside it.
Sources
- upayments.com checked September 26, 2026
Backs: Tool type
“online payment gateway, payment links, POS devices”
- upayments.com/about-upayments checked September 26, 2026
Backs: Audience, Founded, Legal entity
“empower entrepreneurs and business owners”
- upayments.com/contact-us checked September 26, 2026
Backs: Headquarters, Support channels
“Kuwait - Sharq - Khalid Ibn Al Waleed St”
- upayments.com/pricing checked September 26, 2026
Backs: Free plan, Integrations, Pricing model, Price from, Transaction fee, Usage limits
“Test environment - Free - Forever”
- upayments.com/ustore checked September 26, 2026
Backs: Builder type
“Build your online store with UPayments; the advanced design lets you design a complete website with sections and banners to showcase your full brand”
Compiled from 5 source pages, checked September 26, 2026. We did not open an account.
UPayments
Small Kuwait shops wanting payments and a POS they can start on for nothing.