Qonto review

Updated September 28, 2026 · ForgeCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Qonto suits small businesses that want a trial-first business account with e-invoicing covered, and it undercuts Accountable and myGreekTax on entry price. Its 30 trial and €9 starting price make it easy to test, though there is no free plan to keep.

Key facts

Best for
Small businesses that want e-invoicing and bank feeds, tested on a trial before paying
Price from
€9 (Source, checked September 26, 2026)
Free plan
No (Source, checked September 26, 2026)
Free trial length
30 days (Source, checked September 26, 2026)
Local compliance
E-invoicing (Source, checked September 26, 2026)
Bank feeds
Yes (Source, checked September 26, 2026)
Platforms
iOS (Source, checked September 25, 2026)
Legal entity
OLINDA SAS (Source, checked September 26, 2026)
Headquarters
France (Source, checked September 26, 2026)
Founded
2016 (Source, checked September 26, 2026)
Support channels
Email, Phone (Source, checked September 26, 2026)
Audience
Small business
Pricing model
Free trial
Official website
qonto.com

Apps and profiles

Get the app
App StoreGoogle Play
Elsewhere
WikidataWikipediaXTrustpilotLinkedIninstagram.com

Pros and cons

Pros

  • Entry price of €9 sits below the €13.15 median across the brands we track, and under €9.90 and €69
  • A 30 free trial runs on the free trial model, so you can judge the platform before you pay
  • Local compliance covers e-invoicing, the most common of the compliance features across the brands we track
  • Bank feeds are included, so accounts can connect to your bank
  • Support runs on email and phone, which covers both email and phone

Cons

  • There is no free plan, so testing ends when the 30 trial ends
  • Entry price ranks at 57 of 200 on our price comparison, behind the cheaper entries we track
  • Support runs on email and phone only, with no live chat among the channels listed
  • Trial length ranks at 9 of 166 on free trial length, behind the longest trials we track
Qonto

Ready to try Qonto?

Scored 9.0 / 10 by ForgeCue.

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Who it suits

  • Small businesses that invoice and need e-invoicing handled in the tool
  • Owners who want bank feeds connected to their business account
  • Teams that prefer to start on a trial and decide from there

Who should look elsewhere

  • Anyone who needs a free plan to keep using after a trial ends, where myGreekTax or Accountable may suit the comparison better
  • Businesses that rely on live chat support, since Qonto's listed channels are email and phone
  • Solo users after the trial, because Qonto has no free plan

How it compares on our data

On our price comparison Qonto sits at 57 of 200, so its €9 entry price is competitive without being the lowest we track. Its 30 trial lands at 9 of 166 on free trial length, which is longer than the 14 median trial across our data. The cost side of our score is 7.2 and the overall score is 7.2. Put together, the picture is a mid-priced entry with a generous trial, which suits readers who want to weigh the platform before committing.

Tax and e-invoicing compliance

Local compliance runs to e-invoicing, which covers digital invoice requirements for businesses that invoice. That is the most common compliance feature across the brands we track, so e-invoicing support is close to standard here rather than a differentiator. Bank feeds are supported, which matters for keeping transactions matched to invoices. If your business needs a specific regional scheme beyond e-invoicing, that is not something our data shows for Qonto, so check the requirements for your market before you commit.

Intro and renewal prices

Qonto's entry price is €9. The business runs on a free trial model, so the 30 trial is where you see the platform first and the paid subscription starts after that. Our data does not list a separate introductory price or a renewal price for Qonto, so the €9 figure is the published starting price rather than a promotional rate that later changes. For comparison, Accountable lists €9.90, myGreekTax lists €69 and Billy lists DKK 160, which puts Qonto's entry in the lower group among the four. The median entry price across the brands we track is €13.15, and Qonto sits below it.

What you get free

There is no free plan at Qonto, so nothing carries over once the trial ends. The free route is the 30 trial, which runs on the free trial model and gives you access to the product before you pay. Roughly 51% of the brands we track do offer a free plan, so a no-free-plan setup is a real split in this category rather than an outlier. If you need ongoing free access to basic bookkeeping, Qonto is the wrong fit and a free-plan alternative should be considered instead.

The company behind it

Qonto is operated by OLINDA SAS, headquartered in France, and was founded in 2016. It is built for the small-business audience, which is the most common audience among the accounting software we track. Support runs on email and phone, covering email and phone rather than live chat, and the app is listed for ios. A French entity with a named support team is a reasonable footing for a business account, though readers outside its home market should confirm availability where they are based.

How Qonto compares

Where Qonto is available

Available
Spain

Countries from its affiliate programme

Frequently asked questions

How much does Qonto cost to get started?+

Qonto's entry price is €9, and that sits below the €13.15 median across the brands we track. Our data does not separate an introductory rate from a renewal rate for Qonto, so treat €9 as the published starting price. Accountable lists €9.90 and myGreekTax lists €69 for comparison.

Is there a free plan at Qonto?+

No. Qonto has no free plan, and about 51% of the brands we track do offer one, so a free-plan option is a genuine split in this category. The free route at Qonto is a trial instead. If you need basic bookkeeping at no cost, a free-plan alternative is the better fit.

How long is the Qonto free trial?+

The Qonto free trial runs for 30, which is longer than the 14 median trial across our data. It ranks at 9 of 166 on free trial length in our comparison. Because there is no free plan, the trial is the only free access to the product.

Does Qonto handle e-invoicing and tax compliance?+

Qonto's local compliance covers e-invoicing, which handles digital invoice requirements for businesses that invoice. That is the most common compliance feature across the brands we track. Our data does not list other regional schemes for Qonto, so if your market requires something beyond e-invoicing, check that requirement before you subscribe.

Can Qonto connect to my bank?+

Yes, bank feeds are supported, so transactions can be pulled in from your business bank and matched to your records. Bank feeds are common in this category, carried by most of the brands in our accounting software set. Support on email and phone can help with connecting an account if you run into trouble.

Which countries does Qonto run in?+

Qonto is headquartered in France and is operated by OLINDA SAS, which was founded in 2016. It is built for the small-business audience rather than large enterprises. If you are outside its home market, confirm availability for your country before you sign up, since our data does not list markets served.

How do I get help from Qonto?+

Support runs on email and phone, which means email and phone rather than live chat. Across the brands we track, email is the most common support channel and live chat is less usual. You can reach the team by either listed channel, and the phone option is worth using for anything urgent.

Does Qonto have a mobile app?+

Qonto's app is listed for ios, so you can check accounts and transactions on your phone. Banking apps of this kind are typically mobile first, with the web app handling the deeper work. Support on email and phone can confirm what the mobile app covers for your account.

Sources

Compiled from 8 source pages, checked September 26, 2026. We did not open an account.

Qonto

Qonto

Small businesses that want e-invoicing and bank feeds, tested on a trial before paying

9.0/10Visit

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