Aspire review
Updated September 28, 2026 · ForgeCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Aspire suits small businesses that want payroll covered in the plan rather than bought as an add-on, and small business is its stated audience. Entry sits at SGD 0 on a free plan, well under the €13.15 median across the field, so cost is not the obstacle at the start.
Key facts
- Best for
- Small businesses wanting payroll covered on a free plan.
- Price from
- SGD 0 (Source, checked September 26, 2026)
- Free plan
- Yes (Source, checked September 26, 2026)
- Payroll
- Included (Source, checked September 26, 2026)
- Platforms
- iOS (Source, checked September 26, 2026)
- Headquarters
- Singapore (Source, checked September 26, 2026)
- Founded
- 2018 (Source, checked September 26, 2026)
- Support channels
- Help-centre (Source, checked September 26, 2026)
- Audience
- Small business
- Pricing model
- Free plan
- Official website
- aspireapp.com
Company formation
Apps and profiles
- Get the app
- App Store
Pros and cons
Pros
- Payroll is included, which is the setup 73% of products on the site use rather than the add-on group.
- A free plan is available and entry is SGD 0, under the €13.15 median across the field.
- Package pricing starts at $0.
- Aimed at small businesses, the largest audience segment here at 94.5%.
Cons
- Support runs on help centre only, so no live channel is listed.
- The app is listed for ios only, so a team outside that ecosystem has no listed app.
- A free plan can mean less headroom, and packages climb to €279.12 at the upper end.
Who it suits
- Small businesses that want payroll included rather than bought as an add-on.
- Readers who want the lowest entry point, since Aspire starts at SGD 0.
- Apple-only teams, because the app is listed for ios.
Who should look elsewhere
- Billy, if you would rather pay a listed entry fee of DKK 160 and get a defined package from the outset.
- ANNA Money, if its free entry price of £0 comes with the coverage you need.
- ifirma, if you want a second free entry point at PLN 0 to weigh against Aspire.
Plans and pricing
Aspire runs on a free plan model and offers a free plan, so the entry point is SGD 0. The median entry price across the field is €13.15, and the higher end of that range reaches €29. Package pricing starts at $0, against a median package price of €78.05.
What it does well
Payroll is included in the Aspire plan rather than sold separately, the setup 73% of products on the site use. Aspire lists ios as its platform, so the app is delivered for Apple devices. Support runs on help centre, so help goes through a self-serve centre rather than a live agent.
How Aspire compares
9.0 vs 8.7
9.0 vs 9.2
9.0 vs 9.0- 9.0 vs 8.8
9.0 vs 8.5
9.0 vs 9.1- 9.0 vs 9.2
9.0 vs 9.5
9.0 vs 9.0- 9.0 vs 8.8
- 9.0 vs 9.0
- 9.0 vs 8.9
- 9.0 vs 9.2
9.0 vs 9.3
9.0 vs 8.5
9.0 vs 9.3
9.0 vs 9.1
9.0 vs 9.0
9.0 vs 8.9
9.0 vs 8.8
9.0 vs 8.8
9.0 vs 8.5
9.0 vs 8.5
9.0 vs 8.0
Frequently asked questions
How much does Aspire cost to start?+
Aspire has a free plan, and its entry price is SGD 0. The median entry price across the field is €13.15, so Aspire sits at the bottom of the range. Its package price starts at $0, and the median package price is €78.05.
Is there a free plan or only a paid tier?+
Aspire runs on a free plan model, and a free plan is available, so the entry tier costs SGD 0. Products carrying a free plan make up 51% of the site, so a free entry point is common in this field rather than unusual.
Is payroll included in the Aspire plan?+
Payroll is included in the Aspire plan rather than sold as an add-on. Products that bundle payroll make up 73% of the site, against 22% that charge extra for it, so bundling is the more common setup here.
Who is Aspire built for?+
Aspire is aimed at small businesses, and small business is the largest audience segment on the site at 94.5%. Beginners sit at 47.8% and enterprise buyers at 48.8%, so a company just starting out fits the profile better than a large firm.
How do you get help from Aspire?+
Support runs on help centre, and that is the setup most products use. A help centre appears on 84.5% of the products listed, while phone and chat sit lower. Questions that need a live agent are not covered by what Aspire lists.
Can I use Aspire on my phone?+
Aspire lists ios as its platform, so the app is built for Apple devices rather than the full range of desktop systems. Support runs on help centre, so a self-serve route is the main way to get help with the app.
Where is Aspire based?+
Aspire is headquartered in Singapore, and SG is given as its base. Its entry price of SGD 0 is set in that market, so a single home country frames the service. Buyers elsewhere should check the stated coverage first.
When was Aspire founded, and what does it charge for packages?+
Aspire was founded in 2018 and runs on a free plan model, with a package price from $0. Across the site the median package price is €78.05, so a bundled package usually costs more than the free entry point.
Is there a free trial, or do I start on the free plan?+
Aspire runs on a free plan rather than a trial-based entry, and that entry tier costs SGD 0. Across the site free trials run to a median of 14, and the payroll software field sits at 30.
Sources
- apps.apple.com/us/app/aspire-business-account-card/id1514... checked September 26, 2026
Backs: Platforms
“trackName=Aspire Business Account & Card; sellerName=Aspire FT Pte Ltd”
- aspireapp.com checked September 26, 2026
Backs: Payroll, Audience, Support channels
“Global Payroll”
- aspireapp.com/pricing checked September 26, 2026
Backs: Free plan, Pricing model, Package price from, Price from
“Aspire Pricing: $0/month, only pay for what you use”
- en.wikipedia.org/wiki/Aspire_(fintech) checked September 26, 2026
Backs: Founded
“Aspire was founded in Singapore in 2018”
- fintechnews.sg/list-fintech-startup-singapore-fintech-com... checked September 26, 2026
Backs: Headquarters
“Headquartered in Singapore”
Compiled from 5 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Free trial length, Local compliance.