FactPy review

No. FactPy charges from the start, with plans starting at PYG 110,000 and 5 users included at entry. Budget from the first invoice rather than from a free upgrade later. That works if your team is small and you need invoicing from day one.

Plans start at PYG 110,000, and that entry tier covers 5 users. FactPy is aimed at small businesses, so the price is read as the cost of putting books and invoicing in one place rather than a per extra seat charge.

FactPy is a web product, listed under web. You open it in a browser, which suits a shop counter or back office machine with no separate install. Anyone expecting a native mobile app would look elsewhere.

The company sits in Paraguay, so it operates inside the market whose invoicing rules it supports. Its compliance coverage is listed as e invoicing, a narrow set compared with multi-country tax software. Ask about anything outside that market before you commit.

Support runs on email, chat and help centre. That means email, live chat and a help center, so most questions are answered in writing and can be read again later. There is no phone line in that list, which matters if you prefer to talk something through.

Electronic invoicing is the compliance item listed for FactPy under e invoicing. In practice that means invoices are issued in the format the local tax authority expects rather than in a format you convert later. It is a good reason to look at FactPy if you trade locally.

FactPy starts at PYG 110,000 in the local currency, while Qonto lists €9, Accountable lists €9.90 and Billy lists DKK 160. The currencies differ, so compare the plans rather than the raw figures and check what the entry tier includes.

FactPy is aimed at the small businesses listed under small business, and the entry tier bundles 5 users. That suits owners, shop staff and a bookkeeper working in the same account. Larger teams, or a group that needs several tax regimes, will find the fit thinner.