Fina e-Racun review
Updated September 28, 2026 · ForgeCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Fina e-Racun suits small firms that must issue e-invoicing and prefer to start at no cost: a free plan is available, while Qonto and myGreekTax have none. Local compliance covers peppol and e invoicing, and the group entry price is €16.66, so a paid tier stays in reach.
Key facts
- Best for
- Small firms needing e-invoicing and PEPPOL that can start on a free plan.
- Free plan
- Yes (Source, checked September 26, 2026)
- Local compliance
- Peppol, E-invoicing (Source, checked September 26, 2026)
- Legal entity
- Financijska agencija (Source, checked September 26, 2026)
- Headquarters
- Croatia (Source, checked September 26, 2026)
- Pricing model
- Free plan
- Official website
- fina.hr
Apps and profiles
- Elsewhere
- Wikidata
Pros and cons
Pros
- A free plan is available, and Qonto and myGreekTax have none, so entry cost is nothing here.
- Local compliance covers peppol and e invoicing, matching the e-invoicing standard most of this group meets.
- Entry prices across this group sit at €16.66, putting paid tools within reach.
Cons
- The only listed model is free plan, so there are no paid tiers to compare or renew.
- Local compliance stops at peppol and e invoicing, so firms needing other regimes must look elsewhere.
- Its model is listed as free plan only, while 72.1% of this group runs on a free trial, so there is no timed trial to test here.
Who it suits
- Small domestic firms that must issue e-invoicing and can start on the free plan.
- Buyers who want PEPPOL covered, since local compliance lists peppol and e invoicing.
- Traders who prefer a service run by Financijska agencija in Croatia.
Who should look elsewhere
- Qonto, which has no free plan, for firms ready to pay a subscription from the start.
- myGreekTax, also with no free plan, when a paid plan suits the business better.
- ifirma, listed at e invoicing for local compliance, for anyone who does not need PEPPOL.
Who runs it
Fina e-Racun is run by Financijska agencija, based in Croatia. An agency rather than an independent software vendor, it delivers the service from a single home market and scopes it to what its mandate covers. Buyers expecting tiered plans, per-seat pricing or paid add-ons should compare it against general accounting tools on features as well as price.
How Fina e-Racun compares
9.6 vs 8.7
9.6 vs 9.2
9.6 vs 9.0
9.6 vs 9.1- 9.6 vs 9.2
9.6 vs 9.5
9.6 vs 9.0Qonto has no free plan, so it suits a firm that wants a paid plan from the first invoice.
- 9.6 vs 8.8
9.6 vs 9.2- 9.6 vs 9.0
- 9.6 vs 8.9
9.6 vs 9.1
9.6 vs 9.0
9.6 vs 8.9
9.6 vs 8.8
9.6 vs 8.8
9.6 vs 8.0
Where Fina e-Racun is available
- Available
- Croatia
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
Does Fina e-Racun have a free plan?+
A free plan is available, and the listed model is free plan. Free plans cover 49.7% of the tools in this group, so entry cost is the sharpest difference here, ahead of Qonto and myGreekTax, which have none.
What does it cost to start?+
The free plan means nothing to pay at entry, and free plan is the only listed model. For comparison, entry prices across this group centre on €16.66 and reach €876.09 at the top, so a firm can judge the service without a subscription.
Does it cover PEPPOL and e-invoicing?+
Local compliance covers peppol and e invoicing. E-invoicing is near universal in this group at 94.7%, while PEPPOL appears on 9.4%. Covering both is the clearest point of difference here, since most of the rivals listed on the site cover only one.
Who runs Fina e-Racun?+
It is run by Financijska agencija, based in Croatia. As an agency rather than an independent software vendor, it delivers electronic invoicing from a single home market instead of a broad accounting suite, so anyone after bundled bookkeeping and payroll should weigh a general vendor.
How does it compare with Qonto and myGreekTax?+
Qonto and myGreekTax have no free plan, so Fina e-Racun is the only one of the three that starts at no cost. On compliance, ifirma is listed at e invoicing while Fina e-Racun lists peppol and e invoicing, so PEPPOL support points to Fina e-Racun.
Is it aimed at large companies?+
The free plan and the agency behind it suit small businesses and first-time users more than enterprise teams. Small-business tools account for 95.4% of this group, against 22.8% aimed at larger organisations and 17.7% at beginners.
What happens at renewal?+
There is no paid plan to renew, since free plan is the only listed model. Across the site, entry prices centre on €2.99 while renewal prices sit higher at €5.99, so a free plan keeps that second-year rise out of the budget.
Sources
- news.bloomberglaw.com/crypto/croatia-readies-mandatory-el... checked September 26, 2026
Backs: Free plan, Pricing model
“A free application for receiving electronic invoices will be made available to small taxpayers”
- spaceinvoices.com/blog/croatia%E2%80%99s-2026-b2b-e-invoi... checked September 26, 2026
Backs: Local compliance
“direct connections to the platform facilitated via Peppol”
- fina.hr checked September 26, 2026
Backs: Headquarters, Legal entity
Compiled from 3 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Price from, Free trial length.
Fina e-Racun
Small firms needing e-invoicing and PEPPOL that can start on a free plan.