KashFlow review

Updated September 28, 2026 · ForgeCue Editorial Team · Facts checked September 26, 2026

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Our verdict

KashFlow suits a small business owner who wants the books and the pay run in the same subscription rather than separate tools. Entry is £13.50, the trial runs 14 days, and the starting tier comes with 1 user on it, so a sole trader keeps the whole picture together.

Key facts

Best for
Small businesses wanting payroll inside the accounting subscription
Price from
£13.50 (Source, checked September 26, 2026)
Free plan
No (Source, checked September 26, 2026)
Free trial length
14 days (Source, checked September 26, 2026)
Local compliance
Mtd-vat (Source, checked September 26, 2026)
Users included
1 (Source, checked September 26, 2026)
Payroll
Included (Source, checked September 26, 2026)
Bank feeds
Yes (Source, checked September 26, 2026)
Platforms
iOS (Source, checked September 26, 2026)
Support channels
Help-centre (Source, checked September 26, 2026)
Audience
Small business
Pricing model
Free trial
Official website
kashflow.com

Apps and profiles

Get the app
App Store

Pros and cons

Pros

  • Local compliance covers mtd vat, so VAT filing sits inside the product
  • Runs on ios, so figures can be checked away from the desk
  • Aimed at small business, with the pay run handled alongside the accounts

Cons

  • No free plan, so the trial is the only look before a payment starts
  • Support runs on help centre only, so help is self serve
  • The starting tier covers 1 user, so a team means a higher tier
KashFlow

Ready to try KashFlow?

Scored 8.7 / 10 by ForgeCue.

Who it suits

  • Small business owners who want the books and the pay run in the same place
  • Solo traders who want bank feeds pulling transactions in for them
  • Businesses filing VAT through mtd vat

Who should look elsewhere

  • Qonto, if its entry price of €9 is the figure that fits the budget
  • Accountable, if €9.90 at entry is the level you want to start at
  • Billy, if a starting spend of DKK 160 suits a larger setup

How it compares on our data

Against 200 brands ranked on entry price, KashFlow sits at position 96, which is mid field for this group. On free trial length it holds position 92 of 166, a common result. The trial is not what sets it apart; the entry price is.

Intro and renewal prices

Entry is £13.50, and that is the number to budget from when plans are compared. KashFlow has no free plan, so the free trial of 14 days is the only free look at the product before a payment starts. Budget that figure as the recurring cost and set a reminder before the trial ends.

How KashFlow compares

Frequently asked questions

How much does KashFlow cost to start?+

KashFlow lists entry pricing at £13.50, which covers 1 user on the starting tier. Payroll is included in that same figure, so there is no separate payroll purchase to add to it. For a small business owner, that entry price is the number to carry into the budget.

Is there a free plan, and how long is the free trial?+

KashFlow has no free plan. The free trial runs for 14 days, which matches the common trial length across the brands ranked in this group. That gives a bookkeeper enough time to import a set of records and see how the accounts behave before a payment starts.

Does the KashFlow subscription include payroll?+

Payroll is included within the subscription, so it does not need a separate purchase or add-on. That matters for a small business where the same owner handles the books and the pay run. The entry price of £13.50 covers both sides of the work.

Does KashFlow connect to bank feeds?+

Bank feeds are included. Transactions arrive from the bank rather than being keyed in by hand, which cuts the typing on a small business's busiest days. The feed sits in the same subscription as the books, with payroll included as well, so there is no separate connection to buy.

Which tax rules does KashFlow cover?+

Local compliance covers mtd vat, so a business filing VAT sits in the group KashFlow is built for. Owners trading in other markets should check whether the scheme matches their filing regime before they commit, since the trial of 14 days is the window for testing the fit.

How do you get help from KashFlow?+

Support runs on help centre, so most questions get answered from written material rather than a direct conversation. A help centre is common in this group, but a buyer who wants to pick up the phone mid-week should think about what else is on offer.

Can I use KashFlow on a phone?+

KashFlow runs on ios, so there is a mobile app for checking the books away from the desk. The same subscription carries bank feeds and included payroll, so a phone check does not mean working from a stripped-back view of the account.

Sources

  • apps.apple.com/us/app/kashflow-go/id1217899138 checked September 26, 2026

    Backs: Platforms

    “trackName=KashFlow Go; sellerName=IRIS PAYROLL SOLUTIONS LTD”

  • kashflow.com/pricing checked September 26, 2026

    Backs: Bank feeds, Free plan, Free trial length, Local compliance, Pricing model, Payroll, Price from, Audience, Users included

    “Bank Feeds”

  • kashflow.com/support checked September 26, 2026

    Backs: Support channels

    “KashFlow Support - Updates include Videos, Webinars, Training & Articles”

Compiled from 3 source pages, checked September 26, 2026. We did not open an account.

KashFlow

KashFlow

Small businesses wanting payroll inside the accounting subscription

8.7/10See alternatives