Lili review
Updated September 28, 2026 · ForgeCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Lili suits small businesses that want to start on a free plan and still get a 30 day free trial before paying anything. Paid pricing starts at $15, above the €13.15 median across the brands here, while the trial outlasts the 14 day median.
Key facts
- Best for
- Small businesses starting free and paying only when the free plan stops fitting.
- Price from
- $15 (Source, checked September 26, 2026)
- Free plan
- Yes (Source, checked September 26, 2026)
- Free trial length
- 30 days (Source, checked September 26, 2026)
- Platforms
- Web, iOS, Android (Source, checked September 26, 2026)
- Headquarters
- United States (Source, checked September 26, 2026)
- Founded
- 2018 (Source, checked September 26, 2026)
- Support channels
- Email, Chat, Phone, Help-centre (Source, checked September 26, 2026)
- Audience
- Small business
- Pricing model
- Free plan, Free trial
- Official website
- lili.co
Apps and profiles
- Get the app
- App Store
Pros and cons
Pros
- A free plan is included, so a small business can start on it before paying anything.
- The free trial runs 30 days, longer than the 14 day median across the brands listed.
- Support covers email, chat and phone, so a question can be raised in person on a call rather than only in writing.
- It runs on web, ios and android, so an owner can check the books between meetings.
Cons
- Paid pricing starts at $15, above Qonto at €9 and Accountable at €9.90.
- On price it ranks 80 of 200 brands compared, and its cost score of 6.6 is a mid-scale result.
Who it suits
- Small businesses that want to begin on a free plan and move to a paid tier later.
- Owners who want help beyond articles, since Lili runs on email, chat and phone.
- Businesses set up in the United States, the country where Lili is headquartered.
Who should look elsewhere
- Buyers chasing the lowest entry price: Qonto starts at €9 and Accountable at €9.90.
- Anyone weighing the upper end of the range, where Billy sits at DKK 160.
Who runs it
Lili is based in the United States and was founded in 2018, which places it among the newer names in business accounting. Support runs on email, chat and phone, so an owner can browse the help centre for routine questions or reach the team directly when a payment refuses to reconcile. Direct contact matters early on, while the books are still being set up.
How Lili compares
9.4 vs 8.7
9.4 vs 9.2
9.4 vs 9.0
9.4 vs 9.1- 9.4 vs 9.2
9.4 vs 9.5
9.4 vs 9.0Entry pricing of €9 sits below Lili's $15, which matters if the paid tier is the deciding factor.
- 9.4 vs 8.8
9.4 vs 9.2
- 9.4 vs 9.0
- 9.4 vs 8.9
9.4 vs 9.1
9.4 vs 9.0
9.4 vs 8.99.4 vs 8.8
9.4 vs 8.89.4 vs 8.0
Where Lili is available
- Available
- United States
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
How much does Lili cost to start?+
Paid pricing starts at $15, which is above the €13.15 median across the brands compared here. A free plan is included too, so a small business can begin on that and reach for the paid tier only once the free one stops fitting.
How long is the free trial?+
The trial runs 30 days, ahead of the 14 day median and of the 15 day median for accounting software. Lili ranks 9 of 166 brands on trial length.
Is there a free plan as well as a trial?+
Yes, both. Lili pairs a free plan with a free trial, so the account can be useful before any money changes hands. Across the brands on the site, free plans cover 51% of the field, while free trials cover 66.3%, and the trial route is the more common one.
Which devices does Lili work on?+
Lili runs on web, ios and android, so the same account opens in a browser and on a phone. For an owner who invoices between visits or checks expenses on the move, that removes the need to install desktop software before starting on the free plan.
Who is Lili aimed at?+
The stated audience is small business, and that same group covers most of the accounting software brands listed here. Owners who want to try a full account on a free plan before committing to a paid tier fit that brief closely.
How do you get support from Lili?+
Support runs on email, chat and phone, a wider set of routes than a help centre alone. Email suits written records of a query, chat suits quick questions, and phone suits a payment that will not reconcile and needs sorting the same day.
Where is Lili based?+
Lili is headquartered in the United States and was founded in 2018, which makes it a young name in a category with long-standing players. A business expecting local compliance rules outside the US may want to check the fit before committing.
How does Lili's price rank against the field?+
On price, Lili sits 80 of 200 brands compared, and its cost score is 6.6 against an overall 6.6. Entry pricing of $15 sits above the €13.15 median, which the free plan offsets for a small business testing the service.
Sources
- ceoworld.biz/2026/01/26/lili-redefines-free-online-busine... checked September 26, 2026
Backs: Pricing model
“Lili Core | $0”
- en.wikipedia.org/wiki/Lili_(platform) checked September 26, 2026
Backs: Founded, Headquarters
“Founded | 2018”
- lili.co checked September 26, 2026
Backs: Audience, Free plan
“Online Banking For Small Businesses”
- lp.lili.co/lili-business-4 checked September 26, 2026
Backs: Free trial length
“30 Day Free Trial”
- support.lili.co/hc/en-us/articles/360055682772-How-do-I-c... checked September 26, 2026
Backs: Platforms
“In the Web App: Choose Chat - On the Mobile App: Select Chat with us”
- support.lili.co/hc/en-us/articles/5362129393178-How-do-I-... checked September 26, 2026
Backs: Support channels
“Email: support@lili.co - Phone: 855-545-4380”
- nerdwallet.com/business/banking/reviews/lili-bank-account checked September 26, 2026
Backs: Price from
“Lili Pro ($15 per month)”
Compiled from 7 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Local compliance.
Lili
Small businesses starting free and paying only when the free plan stops fitting.