Lunar review
Updated September 28, 2026 · ForgeCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Lunar suits solo operators and small teams who want a business account and a digital card at no monthly cost. The free plan is yes and the model is free plan, which makes the free tier the entry point rather than a timed trial.
Key facts
Pros and cons
Pros
- Free plan: yes, so the entry cost sits at nothing
- The free plan covers Free account and digital card, so an account and a digital card come included
- The plan model is free plan, a free plan rather than a timed trial
- Entry sits under the wider market, where the median price from across the site is €13.15
Cons
- What the free plan includes is Free account and digital card, so the account and the digital card are the whole free tier
- Lunar's model is free plan, so the free tier is what you weigh here, while the paid side of the field carries a median price from of €25.43
Who it suits
- Solo operators who want a business account and a digital card before spending anything
- Small businesses testing a free tier against paid plans in this ranking
- Readers who weigh the free plan entry above anything else
Who should look elsewhere
- myGreekTax, if you want a free plan, since its free plan is no
- Vantage, if spend-limit thinking matters more, since its plan centres on $2,500 cloud spend
- Novo, if business checking is the priority, given it offers Free business checking
How Lunar compares
Frequently asked questions
Does Lunar have a free plan?+
Yes. A free plan is listed for Lunar, and the pricing model is free plan, so the account is not tied to a countdown. You can sit on the free tier and judge it before paying anything.
What does the Lunar free plan include?+
The free plan covers Free account and digital card. In practice that means a free account and a digital card, which is the pair to weigh. Anything a reader wants beyond those two sits outside the listed free tier.
What does Lunar cost to start?+
The free plan is yes, so there is nothing to pay before you decide. For context, the median price from across the wider software market is €13.15, and the lowest starting point in that field is €0.
What happens to the price at renewal?+
Lunar's free tier is the free plan entry, so the free account and digital card listed in Free account and digital card are what you hold on to. Across the wider site, renewal prices show a median of €5.99 and an upper quartile of €10.46.
Is Lunar a free plan or a free trial?+
A free plan. The listed model is free plan, and across the site free plan listings account for 51% of comparable entries, so a permanent free tier is normal here rather than a short trial window.
Who does Lunar suit?+
Small businesses and solo operators, which is where most of the audience in this comparison sits. The wider site split puts small business at 94.5% and beginners at 47.8%, with enterprise at 48.8%.
How does Lunar compare with myGreekTax on a free plan?+
Lunar has a free plan covering Free account and digital card, while myGreekTax has no free plan at all. That makes Lunar the one to shortlist when starting at no cost matters, and myGreekTax the one to shortlist when a paid entry point is acceptable.
How does Lunar compare with Vantage and Novo?+
Vantage ties its plan to $2,500 cloud spend, so it suits readers who think in spend limits. Novo offers Free business checking, which sits closer to Lunar's card-led free entry. For anyone staying on a free tier, the free plan model is the Lunar side to hold on to.
Sources
- lunar.app/en/personal checked September 26, 2026
Backs: Free plan, Pricing model, Usage limits
“Free account and digital card”
Compiled from 1 source page, checked September 26, 2026. We did not open an account.
Not confirmed yet: Price from.