Prestamype review

Updated October 12, 2026 · ForgeCue Editorial Team

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Our verdict

Prestamype connects entrepreneurs with investors through factoring and mortgage backed lending. For entrepreneurs seeking liquidity for operations, housing construction or debt management, it provides financing routes and investment options while UIF supervision in financial crime prevention and informational articles keep owners informed.

Key facts

Best for
Entrepreneurs seeking invoice liquidity and property backed financing
Support channels
Help-centre (Source, checked September 26, 2026)
Official website
prestamype.com

Pros and cons

Pros

  • Connects entrepreneurs seeking funds with investors seeking opportunities
  • Covers factoring, property backed loans and home purchase credit
  • Supports uses from operations and construction to debt payments
  • Operates under UIF supervision for financial crime prevention

Cons

  • Financing centers only on invoices and property backed structures
  • Investment participation links directly to lending and factoring activity
Prestamype

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Who it suits

  • Entrepreneurs holding unpaid invoices needing liquidity
  • Owners financing construction or consolidating debts
  • Buyers seeking credit for a house or apartment

Who should look elsewhere

  • People seeking general consumer banking services

Core features

Prestamype centers on factoring that turns receivables into working liquidity for invoice holders. It also provides loans backed by real estate for needs that include completing residential construction and paying debts. A separate mortgage credit supports purchase of a house or apartment. Investors can participate by funding factoring and lending operations. Informational articles address entrepreneurial management topics, and oversight by the UIF covers prevention of money laundering, terrorism financing and weapons proliferation.

Where Prestamype is available

Available
Peru

Countries from its affiliate programme (Source)

Frequently asked questions

What does Prestamype do?+

Prestamype connects entrepreneurs with investors through factoring and mortgage backed loans. It serves entrepreneurs seeking liquidity and people interested in funding those financing operations.

What is factoring at Prestamype?+

Factoring allows selling receivables and obtaining liquidity for operating needs. Prestamype presents this option as an agile and flexible route for meeting obligations linked to payroll related commitments.

What can a mortgage backed loan be used for?+

The loans use a property as backing and support needs stated by Prestamype. Prestamype mentions financing an entrepreneurial project, finishing residential construction and paying debts as possible uses.

Does Prestamype offer home purchase credit?+

Prestamype offers mortgage credit for buying a house or apartment. It frames this product around acquiring a future home through dedicated housing financing.

Is Prestamype supervised by an authority?+

Prestamype reports supervision by the UIF in prevention matters. That oversight covers money laundering, terrorism financing and proliferation of weapons.

Sources

  • prestamype.com checked September 26, 2026

    Backs: Support channels

    “Centro de ayuda”

Compiled from 1 source page, checked October 13, 2026. We did not open an account.

Not confirmed yet: Price from, Free plan, Usage limits.

Prestamype

Prestamype

Entrepreneurs seeking invoice liquidity and property backed financing

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