Vivid Money review
Updated September 28, 2026 · ForgeCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Vivid Money suits small businesses and enterprises that want banking with a free plan alongside a paid option. Its paid tier starts at €6.90, sits at the lower end of the comparison, and caps monthly cashback at Up to EUR 140 cashback per month.
Key facts
- Best for
- Small businesses wanting euro accounts with a free plan and a cashback cap on paid tiers.
- Price from
- €6.90 (Source, checked September 26, 2026)
- Free plan
- Yes (Source, checked September 26, 2026)
- Usage limits
- Up to EUR 140 cashback per month (Source, checked September 26, 2026)
- Free trial length
- 30 days (Source, checked September 26, 2026)
- Legal entity
- Vivid Money S.A. (Source, checked September 26, 2026)
- Founded
- 2019 (Source, checked September 26, 2026)
- Support channels
- Help-centre, Chat (Source, checked September 26, 2026)
- Audience
- Small business, Enterprise
- Pricing model
- Free plan, Free trial
- Official website
- vivid.money
Pros and cons
Pros
- A free plan is available, so accounts can start at no cost
- Paid plans start at €6.90, below the €13.15 median for this group
- Free trial of 30 days to test a paid tier before committing
- Aimed at small business and enterprise, so the plans cover both ends of the market
Cons
- Monthly cashback is limited to Up to EUR 140 cashback per month
- Support runs on help centre and chat only, with no phone line listed
- $0 starts lower for anyone who just needs a basic account
Who it suits
- Small businesses that want to begin on a free plan and move up later
- Enterprises comparing banking and money tooling in the euro area
- Anyone who values a trial length of 30 days over a low ongoing fee
Who should look elsewhere
- Novo, if a lower starting price matters more than cashback
- myGreekTax, if a €69 starting price fits the budget better
- Vantage, if a higher starting price of $30 suits the wider feature set
How Vivid Money compares
- 9.2 vs 9.3
- 9.2 vs 9.1
9.2 vs 8.7- 9.2 vs 9.2
- 9.2 vs 9.3
9.2 vs 9.4
9.2 vs 8.5- 9.2 vs 9.2
- 9.2 vs 8.7
- 9.2 vs 8.0
- 9.2 vs 9.5
9.2 vs 9.4
9.2 vs 9.4- 9.2 vs 9.3
9.2 vs 9.1
9.2 vs 9.1
9.2 vs 9.1- 9.2 vs 9.0
9.2 vs 9.0- 9.2 vs 8.9
9.2 vs 8.9
9.2 vs 8.8- 9.2 vs 8.7
9.2 vs 8.5
9.2 vs 8.5
9.2 vs 8.5
9.2 vs 8.5
9.2 vs 8.5
9.2 vs 8.0
9.2 vs 8.0
9.2 vs 8.0
Frequently asked questions
Does Vivid Money have a free plan?+
Yes, a free plan is listed, and a free trial of 30 days sits alongside it. That means an account can be opened with no fee and a paid tier tested before any long commitment is made.
What does the paid plan cost?+
Paid plans start at €6.90 a month. That sits below the €13.15 median across the wider comparison, which places Vivid Money toward the cheaper end of business accounts here.
How much cashback can I earn?+
Monthly cashback is capped at Up to EUR 140 cashback per month. Anything earned past that ceiling is not counted, so spending above the cap brings no extra reward.
Who is Vivid Money built for?+
Plans are aimed at small business and enterprise. In practice that means a small business starting out and a larger company evaluating the same account range, with the free plan covering the entry point.
How do I get help from support?+
Support runs on help centre and chat. Chat suits quick questions during the working day, while the help centre covers the detail, and no phone line is listed in the published channels.
When was Vivid Money founded?+
The company was founded in 2019 and operates as Vivid Money S.A.. The registered entity details the company publishes sit under that legal name.
How does Vivid Money compare on price with other business accounts?+
Its €6.90 starting price is lower than $30 and €69, and higher than $0. Across 307 brands ranked on starting price, it sits at 43.
Sources
- vivid.money/en-eu/about-us checked September 26, 2026
Backs: Founded
“Vivid was founded in 2019 in Berlin”
- vivid.money/en-eu/business/plans checked September 26, 2026
Backs: Audience
“Freelancers, Companies, Enterprises”
- vivid.money/en-eu/imprint checked September 26, 2026
Backs: Legal entity
“Vivid Money S.A.”
- vivid.money/en-eu/personal/plans checked September 26, 2026
Backs: Free plan, Free trial length, Pricing model, Price from, Usage limits
“Vivid Standard - EUR 0/month for active customers”
- vivid.money/en-eu/support checked September 26, 2026
Backs: Support channels
“Visit Help Centre Personal, Help Centre Business”
Compiled from 5 source pages, checked September 26, 2026. We did not open an account.
Vivid Money
Small businesses wanting euro accounts with a free plan and a cashback cap on paid tiers.