Holded review

Updated September 28, 2026 · ForgeCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Holded suits small businesses and beginners who want invoicing, bank feeds and payroll in one place, with Basic, Standard, Advanced tiers and fees of €15. Paying begins when the 14 day free trial ends rather than through a free plan, so you can test the whole product before you commit.

Key facts

Best for
Small businesses wanting invoicing, payroll and bank feeds in a single subscription.
Price from
€15 (Source, checked September 26, 2026)
Free plan
No (Source, checked September 26, 2026)
Free trial length
14 days (Source, checked September 26, 2026)
Local compliance
E-invoicing (Source, checked September 26, 2026)
Users included
2 (Source, checked September 26, 2026)
Payroll
Included (Source, checked September 26, 2026)
Bank feeds
Yes (Source, checked September 26, 2026)
Integrations
27 (Source, checked September 26, 2026)
Platforms
iOS (Source, checked September 26, 2026)
Legal entity
Holded Technologies, S.L. (Source, checked September 26, 2026)
Headquarters
Spain (Source, checked September 26, 2026)
Founded
2016 (Source, checked September 26, 2026)
Support channels
Phone, Help-centre (Source, checked September 26, 2026)
Audience
Beginners, Small business
Pricing model
Free trial
Official website
holded.com

CRM and helpdesk

Price per user from
€15 (Source, checked September 26, 2026)
Free plan
No (Source, checked September 26, 2026)
Free trial length
14 days (Source, checked September 26, 2026)
Plan tiers
Basic, Standard, Advanced (Source, checked September 26, 2026)
Integrations
27 (Source, checked September 26, 2026)
Product
CRM (Source, checked September 26, 2026)
Legal entity
Holded Technologies, S.L. (Source, checked September 26, 2026)
Headquarters
Spain (Source, checked September 26, 2026)
Founded
2016 (Source, checked September 26, 2026)
Support channels
Phone, Help-centre (Source, checked September 26, 2026)
Audience
Beginners, Small business
Pricing model
Free trial

Business tools

Price from
€15 (Source, checked September 26, 2026)
Free plan
No (Source, checked September 26, 2026)
Usage limits
1,000 invoices/year on Basic (Source, checked September 26, 2026)
Free trial length
14 days (Source, checked September 26, 2026)
Integrations
27 (Source, checked September 26, 2026)
Tool type
Automation (Source, checked September 26, 2026)
Legal entity
Holded Technologies, S.L. (Source, checked September 26, 2026)
Headquarters
Spain (Source, checked September 26, 2026)
Founded
2016 (Source, checked September 26, 2026)
Support channels
Phone, Help-centre (Source, checked September 26, 2026)
Audience
Beginners, Small business
Pricing model
Free trial

Apps and profiles

Get the app
App Store

Pros and cons

Pros

  • Payroll is included, so payslips run without a separate tool.
  • Bank feeds are supported and e-invoicing is covered under e invoicing.
  • Support runs on phone and help centre, giving a phone line and a help centre.
  • 27 integrations are listed, so connected tools can pass data in.

Cons

  • There is no free plan, so testing is limited to the 14 day trial.
  • Basic holds usage to 1,000 invoices/year on Basic and the plans include 2 users.
  • Fees of €15 sit above the €16.66 typical of the category.
Holded

Ready to try Holded?

Scored 8.8 / 10 by ForgeCue.

Who it suits

  • Small businesses based in Spain that want invoicing and bank feeds in one subscription.
  • Beginners who want a 14 day trial before paying, with payroll included.
  • Teams that invoice away from the desk, since the mobile app is listed for ios.

Who should look elsewhere

  • Qonto, if you want a lower way in, since its fees start at €9.
  • Accountable, whose entry fees of €9.90 come in under Holded's.
  • Billy, if its entry price of DKK 160 in another currency suits you better.

How Holded compares

Frequently asked questions

How much does Holded cost?+

Fees start at €15 and the paid options are Basic, Standard, Advanced. The subscription covers the tier you pick, and payroll is included within it. Basic is the entry tier, and its usage is capped at 1,000 invoices/year on Basic.

Is there a free trial or a free plan?+

There is a free trial of 14 days, and the model is listed as free trial. There is no free plan to keep afterwards, so light invoicing still means paying for one of the Basic, Standard, Advanced tiers, with the cheapest way in at €15.

How many users can use a Holded account?+

The plans include 2 users, and that number sits on the paid tiers rather than growing with each addition. For a wider team you would move to the higher plans in Basic, Standard, Advanced and check what the per user price of €15 means for your headcount.

Does Holded cover payroll and bank feeds?+

Payroll is included rather than a separate add-on, and bank feeds are supported. That pairing suits small businesses that want supplier bills, bank data and payslips in the same place, and Holded also lists automation as one of its automation areas.

Which local tax rules does Holded handle?+

Holded lists e invoicing as its local compliance, which matches the most common requirement in this category of accounting software. The company sits in Spain and trades as Holded Technologies, S.L., so Spanish invoicing rules are the built-in case rather than an optional add-on.

How does Holded compare with Qonto and Accountable on price?+

Holded starts at €15, while Qonto starts at €9 and Accountable at €9.90. Across the accounting software listed here the typical starting price is €16.66, so Holded sits above the middle. Billy is the alternative for a different currency, from DKK 160.

Is there a mobile app and what support do you get?+

The mobile app is listed for ios, so invoicing can be handled away from the desk. Support runs on phone and help centre, which covers a phone line and a help centre. The 27 integrations listed are the other route for getting data in and out without rekeying.

When was Holded founded and where is it based?+

Holded was founded in 2016 and is based in Spain, trading as Holded Technologies, S.L. The product also includes a crm element, so a business can keep customer records alongside its invoicing rather than moving between separate tools.

Sources

Compiled from 8 source pages, checked September 26, 2026. We did not open an account.

Holded

Holded

Small businesses wanting invoicing, payroll and bank feeds in a single subscription.

8.8/10See alternatives