HubSpark review
Updated September 30, 2026 · ForgeCue Editorial Team
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Our verdict
HubSpark is a mainstream shortlist pick for small businesses weighing price at entry against renewal cost, sitting in a field of 1,276 tracked tools where a typical starting price is €14.67. Shortlist it if you want established choices, then check the plan you pick at renewal.
Key facts
- Best for
- Small businesses comparing mainstream accounting plans and renewal prices.
Pros and cons
Pros
- Aimed at the same crowd you are: 97.2% of ranked accounting tools target small businesses, while 23.1% target large ones.
- Bank feeds are close to standard, with 97.1% of tracked plans including them, so connecting accounts reads as a baseline requirement rather than a bonus.
- Support follows the field pattern: email appears on 78.8% of tracked plans and a help centre on 83.6%, so written help is the norm.
Cons
- Local filing coverage is the weak spot in the category: only 4.3% of tracked plans handle VAT filing and 12.3% cover Peppol, so check the scheme you need before you buy.
- Trials are uneven: the field spans 1 to 365 days, so the HubSpark window may be shorter than the time you want to test in.
Ready to try HubSpark?
Who it suits
- Small businesses comparing mainstream plans on what each one includes.
- Readers who want bank feeds and e-invoicing, which 95.7% of tracked plans support.
- Buyers willing to test on a trial, the route 69.9% of tracked tools offer, against 50.9% that carry a free plan.
Who should look elsewhere
- Anyone who needs a national filing scheme beyond e-invoicing, since Peppol covers just 12.3% of tracked plans.
- Shoppers who assume payroll comes with the plan: it is bundled on 69.5% of tracked tools and sold separately on 24.2%.
- Buyers wanting a long evaluation window; trials across the field run 1 to 365 days.
How HubSpark compares
Frequently asked questions
What does accounting software usually cost to start?+
Across the field, the median entry price is €14.08, and the ranked accounting list sits at €14.67. The cheaper end of the field starts near €7.89, so entry cost varies widely. Compare the cheapest plan against its renewal figure before you commit.
What happens to the price at renewal?+
Renewal is where budgets move. Introductory prices across the field have a median of €2.99, while renewal prices sit higher at €6.32. Check both numbers for the plan you are pricing, since the entry figure is rarely the one you keep paying.
Do accounting tools offer a free plan?+
Not usually. A free plan appears on 47.4% of tracked accounting software, and 52.6% charge from the first billing period. A free version of some kind is a little more common at 66.7%, though limits on records, users and reports are where free tiers usually bite.
How long is a free trial?+
The median free trial in the field runs 14 days, and the ranked accounting list is longer at 30 days. The shortest trials run 1 days, so check the length before you plan a migration test.
Which local tax schemes are covered?+
Coverage is uneven. E-invoicing is the norm at 95.7% of tracked plans, while VAT filing sits at 4.3%, Peppol at 12.3% and SAF-T at 2.5%. Confirm the scheme your authority expects is on the plan you price.
Can it connect to my bank?+
Bank feeds are close to standard: 97.1% of tracked plans connect to banks, and the ranked accounting category matches at 97.4%. Treat automatic feeds as a baseline requirement and check which institutions the plan actually supports.
What support can I expect?+
Written help dominates. Email support is offered by 78.8% of tracked plans, a help centre by 83.6% and live chat by 49.9%. Phone support, at 55.5%, is less common, so plan around written answers.
How does per user pricing work out?+
Per user pricing across the field starts at a median of €21.75, and the ranked accounting category is €26.22. Multiply that by the seats you need, then weigh the total against a flat fee plan, which small teams often find cheaper.
Not confirmed yet: Price from, Free plan, Free trial length, Local compliance.
Related by the facts
HubSpark
Small businesses comparing mainstream accounting plans and renewal prices.