OZE review
Updated September 28, 2026 · ForgeCue Editorial Team · Facts checked September 26, 2026
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Our verdict
OZE suits small businesses that want plain bookkeeping without a long commitment, offering a free plan alongside paid plans from $3.99. It scores 9.3 overall, and the deciding factor for a growing shop is how far 20 sales and expenses monthly stretches month by month.
Key facts
- Best for
- Small businesses that want a free plan first and a low paid entry point next.
- Price from
- $3.99 (Source, checked September 26, 2026)
- Free plan
- Yes (Source, checked September 26, 2026)
- Headquarters
- Ghana (Source, checked September 26, 2026)
- Founded
- 2018 (Source, checked September 26, 2026)
- Support channels
- Help-centre, Email (Source, checked September 26, 2026)
- Audience
- Small business
- Pricing model
- Free plan
- Official website
- oze.guru
Business tools
- Price from
- $3.99 (Source, checked September 26, 2026)
- Free plan
- Yes (Source, checked September 26, 2026)
- Usage limits
- 20 sales and expenses monthly (Source, checked September 26, 2026)
- Headquarters
- Ghana (Source, checked September 26, 2026)
- Founded
- 2018 (Source, checked September 26, 2026)
- Support channels
- Help-centre, Email (Source, checked September 26, 2026)
- Audience
- Small business
- Pricing model
- Free plan
Pros and cons
Pros
- A free plan handles 20 sales and expenses monthly for new setups.
- Paid plans start at $3.99, cheaper than Qonto at €9 and Accountable at €9.90.
- Support runs on help centre and email, so self-serve answers and direct email are both covered.
- Built for small business, which matches most of the brands in this comparison.
Cons
- Usage stops at 20 sales and expenses monthly, so heavier books need a paid plan.
- Support runs on help centre and email only, with no phone line for urgent queries.
- Headquartered in Ghana, which points to a single market rather than multi-country coverage.
Who it suits
- Small businesses that want bookkeeping running before they commit to a subscription.
- Shops that record 20 sales and expenses monthly and nothing heavier.
- Owners who are happy to work from help centre and email.
Who should look elsewhere
- Qonto, if a higher starting price of €9 fits your plans better.
- Accountable, when €9.90 is the entry point you are budgeting around.
- Billy, for buyers weighing a starting price of DKK 160 in another currency.
Plans and pricing
OZE pairs a free plan with paid plans starting at $3.99. The free plan is the low-risk way to find out whether the bookkeeping fits before paying anything, and the paid entry point keeps the commitment modest for a small shop that only needs core records. Two pricing points matter here: what a new signup costs and what a returning customer pays later.
How OZE compares
9.2 vs 8.7- 9.2 vs 9.3
- 9.2 vs 9.1
9.2 vs 9.1- 9.2 vs 9.2
- 9.2 vs 9.3
9.2 vs 9.4
9.2 vs 9.59.2 vs 8.5
- 9.2 vs 9.2
9.2 vs 9.0Entry price of €9 sits above OZE's $3.99, so OZE leads on what a new signup costs.
- 9.2 vs 8.7
- 9.2 vs 8.0
- 9.2 vs 9.5
9.2 vs 9.4
9.2 vs 9.4- 9.2 vs 9.3
9.2 vs 9.1
9.2 vs 9.1
9.2 vs 9.1- 9.2 vs 9.0
9.2 vs 9.0
9.2 vs 8.9- 9.2 vs 8.9
9.2 vs 8.99.2 vs 8.8
9.2 vs 8.89.2 vs 8.8
9.2 vs 8.5
9.2 vs 8.5
9.2 vs 8.59.2 vs 8.5
9.2 vs 8.5
9.2 vs 8.0
9.2 vs 8.0
Where OZE is available
- Available
- Ghana, Nigeria
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
How much does OZE cost to start?+
Paid plans start at $3.99, and OZE also offers a free plan, so the books can run before any payment. That entry point sits under the €13.15 site median. Qonto starts at €9 and Accountable at €9.90 for comparison.
Does OZE have a free plan?+
Yes. OZE offers a free plan, and free plan appears among its plan types, so a new business can record sales and expenses before paying. The free plan is the cheapest way to test the workflow, and paid plans start at $3.99 for anyone who needs more room than 20 sales and expenses monthly.
What are the usage limits on OZE?+
The free plan covers 20 sales and expenses monthly. That cap is the real constraint for a busy shop: once sales and expenses outrun it, a paid plan is the next step and those start at $3.99. Buyers with steady volume should count their own transactions before choosing a tier.
How do I get help from OZE?+
Support runs on help centre and email, so a help centre covers self-serve questions and email covers the rest. There is no phone line listed among the channels, which matters for urgent queries. Paid plans start at $3.99, and a free plan is available for testing the setup first.
Who is OZE built for?+
OZE is aimed at small business, the segment most brands in this comparison also target. Its free plan and a paid entry point of $3.99 suit owners and small teams. Support runs on help centre and email, so self-serve answers come before any direct contact.
Where is OZE based and where does it run?+
OZE is headquartered in Ghana, and its accounting tools are built with small business in mind. Support runs on help centre and email. Buyers outside that home market should check their own country's tax and invoicing rules before signing up, since coverage here centres on a single market.
When was OZE founded?+
OZE was founded in 2018 and is headquartered in Ghana. It targets small business, and paid plans start at $3.99 beneath a free plan. Buyers comparing long commitments should weigh the plan limits of 20 sales and expenses monthly against their own volume.
Sources
- getoze.com checked September 26, 2026
Backs: Audience, Support channels
“For Small Businesses”
- getoze.com/pricing-plans checked September 26, 2026
Backs: Free plan, Pricing model, Price from, Usage limits
“Oze is free for small businesses to use”
- weetracker.com/2021/01/14/ghanaian-fintech-oze-receives-u... checked September 26, 2026
Backs: Founded
“Founded in 2018, Oze uses a mobile application to help African small businesses”
- glassdoor.sg/Overview/Working-at-Oze-EI_IE2467058.11,14.htm checked September 26, 2026
Backs: Headquarters
“Accra, Ghana”
Compiled from 4 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Free trial length, Local compliance.
OZE
Small businesses that want a free plan first and a low paid entry point next.