Payhawk review

Updated September 28, 2026 · ForgeCue Editorial Team · Facts checked September 26, 2026

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings.

Our verdict

Payhawk suits small businesses that want payments and automation beside their books, and its e-invoicing support matches 93.5% of the listings compared here. The trade-off is that the free plan is listed as no, so paying starts early rather than after a trial.

Key facts

Best for
Small businesses that want payments and automation handled beside e-invoicing, payments and automation.
Free plan
No (Source, checked September 26, 2026)
Local compliance
E-invoicing (Source, checked September 26, 2026)
Platforms
iOS (Source, checked September 26, 2026)
Audience
Small business, Enterprise
Official website
payhawk.com

Business tools

Free plan
No (Source, checked September 26, 2026)
Tool type
Payments, Automation (Source, checked September 26, 2026)
Audience
Small business, Enterprise

Apps and profiles

Get the app
App Store

Pros and cons

Pros

  • It covers payments and automation, payments and automation, so the ledger is not the only job on hand.
  • E-invoicing is in scope, e invoicing, and 94.7% of the accounting software listings in this ranking match that.
  • Small businesses lead the audience, small business and enterprise, and 94.5% of listings on the site share that focus.

Cons

  • There is no free plan, and 49% of listings here are the same, so there is no low cost way to test the books.
  • Local compliance rests on e-invoicing, e invoicing, with no PEPPOL or SAF-T handling, unlike peppol and e invoicing and saf t and e invoicing.
  • Apps are listed for iOS only, ios, so anyone on another mobile system relies on the browser version.
Payhawk

Ready to try Payhawk?

Scored 8.7 / 10 by ForgeCue.

Who it suits

  • Small businesses running invoices and payments through the same tool, which is the shape payments and automation describes.
  • Teams already settled on e-invoicing, since e invoicing is the compliance route here and 93.5% of listings match it.
  • Larger teams as well, because small business and enterprise runs to enterprise rather than staying with sole traders.

Who should look elsewhere

  • Accountable, if PEPPOL is the scheme you must use, given peppol and e invoicing against Payhawk's e invoicing.
  • Oblio.eu, if SAF-T invoicing is required, per saf t and e invoicing.
  • Countingup, if VAT filing inside the tool matters, given mtd vat.

How Payhawk compares

Frequently asked questions

Does Payhawk have a free plan?+

No. The free plan is listed as no, so there is nothing to try before paying. That is the more common pattern here too: 49% of listings on this site have no free plan, and 50.3% in the accounting software ranking. Expect to commit earlier than with tools that let you test the ledger.

What do Payhawk's rivals charge to start?+

Across the accounting software comparison the median starting price is €16.66, with the range running €8.76 to €38.75. Payhawk is read against that spread, and its e-invoicing, e invoicing, is what decides shortlists.

Is the renewal price higher than the entry price?+

On the listings measured here, introductory prices have a median of €2.99 while renewals sit at €5.99. Renewals reach €159.89 in the wider set, so weigh the renewal figure on the plan you pick rather than the discounted opening rate, and keep the plan name next to it.

What does Payhawk do besides bookkeeping?+

It covers payments and automation as well as the books, payments and automation, and handles e-invoicing, e invoicing. That pairing separates it from a plain ledger, and it lines up with the small business audience most listings in this ranking target, 95.4%.

Is there a phone app?+

The listed app is for iOS, ios. That covers checking invoices and payments away from the desk, while the browser version carries the rest of the work. Anyone on another mobile system finds no dedicated app listed and works through the browser instead.

Which tax schemes does it handle?+

Local compliance work is limited to e-invoicing, e invoicing. PEPPOL and SAF-T are not among the schemes listed, so shops that must file through those routes have better matched options in peppol and e invoicing or saf t and e invoicing. VAT filing inside the tool is the case mtd vat covers.

Who is it built for?+

Small businesses lead, with enterprise also in scope, small business and enterprise. That matches the wider field: 94.5% of listings on this site and 95.4% in the accounting software ranking aim at small business, so the tool is not aimed mainly at sole traders.

How wide is the comparison behind these figures?+

The accounting software ranking holds 636 listings out of 1,108 on the site, with 9 partners named. Payhawk sits inside that group, so its pricing and feature picture is read against a broad spread of rivals.

Sources

Compiled from 4 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Price from, Free trial length.

Payhawk

Payhawk

Small businesses that want payments and automation handled beside e-invoicing, payments and automation.

8.7/10See alternatives