Companio review

Updated September 28, 2026 · ForgeCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Companio suits small businesses that want a company formed and everyday bookkeeping automation handled without juggling a second supplier. Starting price is €89, a registered agent is part of the package, and payroll sits as an add-on rather than in the base fee.

Key facts

Best for
Small businesses that want the registered agent covered in the starting price.
Package price from
€89 (Source, checked September 26, 2026)
State fee included
No (Source, checked September 26, 2026)
Registered agent
Legal address and contact person included (Source, checked September 26, 2026)
Jurisdictions
EE, ES, BG, IE (Source, checked September 26, 2026)
Legal entity
CompanioEstonia OU (Source, checked September 26, 2026)
Headquarters
Estonia (Source, checked September 26, 2026)
Founded
2018 (Source, checked September 26, 2026)
Support channels
Help-centre (Source, checked September 26, 2026)
Audience
Small business
Official website
companio.co

Accounting software

Price from
€89 (Source, checked September 26, 2026)
Free plan
No (Source, checked September 26, 2026)
Payroll
Add on (Source, checked September 26, 2026)
Bank feeds
Yes (Source, checked September 26, 2026)
Platforms
Web (Source, checked September 26, 2026)
Legal entity
CompanioEstonia OU (Source, checked September 26, 2026)
Headquarters
Estonia (Source, checked September 26, 2026)
Founded
2018 (Source, checked September 26, 2026)
Support channels
Help-centre (Source, checked September 26, 2026)
Audience
Small business

Business tools

Price from
€89 (Source, checked September 26, 2026)
Free plan
No (Source, checked September 26, 2026)
Usage limits
Up to 1000 transactions (Source, checked September 26, 2026)
Tool type
Automation (Source, checked September 26, 2026)
Legal entity
CompanioEstonia OU (Source, checked September 26, 2026)
Headquarters
Estonia (Source, checked September 26, 2026)
Founded
2018 (Source, checked September 26, 2026)
Support channels
Help-centre (Source, checked September 26, 2026)
Audience
Small business

Pros and cons

Pros

  • A registered agent comes with the package: Legal address and contact person included.
  • Bank feeds are supported, so accounts connect to the platform rather than being retyped.
  • You can form in Estonia, ES and BG from the same order.
  • The automation side covers usage of Up to 1000 transactions.

Cons

  • The state fee is not included, so the real outlay is more than €89.
  • No free plan, so you pay €89 before you have used the product.
  • Support runs through help centre only.
Companio

Ready to try Companio?

Scored 8.8 / 10 by ForgeCue.

See alternatives

Who it suits

  • Small businesses in Estonia, ES and BG that need a registered agent with the package.
  • Founders who want bookkeeping automation in the browser on web.
  • Buyers who want one starting fee of €89 rather than comparing providers such as ANNA Money.

Who should look elsewhere

  • Buyers chasing the lowest entry price, since ANNA Money lists £19 and myGreekTax lists €69.
  • Readers who want a free entry tier, since Aspire lists $0.
  • Shoppers who need payroll inside the base price or a live support channel rather than a help centre.

What it does well

The package covers a registered agent, with Legal address and contact person included. That means the legal address and contact person sit inside the starting price instead of arriving as a separate bill, and you can choose the market for your company from EE, ES and BG on the same order.

Who runs it

Companio is operated by CompanioEstonia OU, which is based in Estonia, and the company has been trading since 2018. Support runs through help centre, so the written help centre is the main route to an answer and direct contact is not part of what is listed.

How Companio compares

Frequently asked questions

What does Companio cost to get started?+

The starting price is €89, and that figure covers company formation plus a registered agent. Budget separately for the state fee, which is not included, and for payroll if you need it, since payroll sits as an add-on rather than in the base package.

Is a registered agent included in the price?+

Yes, the package includes a registered agent: Legal address and contact person included. That is one reason the starting price of €89 covers more ground than formation alone, since you do not have to source a legal address and a contact person yourself.

Is there a free plan or a free trial?+

There is no free plan, so €89 is what you pay before you have used the product. A paid entry also lets you judge the automation allowance of Up to 1000 transactions against your own volume before committing further spend.

What does the automation actually cover?+

The core product is automation, with usage running to Up to 1000 transactions. Bank feeds are supported, so accounts connect to the platform rather than being keyed in by hand. Volume above that ceiling would need a different arrangement.

Is there a mobile app or do I use a browser?+

Companio runs on web, so everything happens in a browser and there is nothing to download. That keeps the setup short for a small team and means the same screens work on any device you already own.

Which countries can I form a company in?+

You can form a company in Estonia, ES and BG, all reachable from one order and the same €89 starting point. The operator behind the service is CompanioEstonia OU, so the contracting side sits in Estonia.

How do I get help if something goes wrong?+

Support runs through help centre, so you are relying on written answers rather than a live conversation. Check the help centre first for the standard formation steps. Trickier company questions take longer to resolve without a direct channel.

Is payroll included?+

Payroll is listed as add on, so it is bought on top of the starting price of €89. If your business needs payslips from launch, fold that cost into your first year figure before you compare providers.

Who is Companio built for?+

The stated audience is small business, and the tool type is automation. The business has been trading since 2018 and runs on web, so it suits a small team wanting formation and day to day money admin in one browser tab.

Sources

  • companio.co checked September 26, 2026

    Backs: Platforms

    “all-in-one accounting dashboard”

  • companio.co/about checked September 26, 2026

    Backs: Founded

    “Before founding Companio in 2018”

  • companio.co/ambassadors checked September 26, 2026

    Backs: Audience

    “entrepreneurs with digital businesses”

  • companio.co/company-in-estonia checked September 26, 2026

    Backs: State fee included

    “only pay Estonia's official fees (EUR 265 + VAT)”

  • companio.co/help checked September 26, 2026

    Backs: Support channels

    “Welcome to Companio's Help Center”

  • companio.co/pricing checked September 26, 2026

    Backs: Bank feeds, Free plan, Jurisdictions, Package price from, Payroll, Price from, Registered agent, Tool type, Usage limits

    “Automatic bank reconciliation”

  • companio.co/privacy-policy checked September 26, 2026

    Backs: Legal entity

    “users provide to CompanioEstonia OU through its website”

  • companio.co/terms-of-service checked September 26, 2026

    Backs: Headquarters

    “registered office at Lootса 5, 11415, Tallinn, Harju County, Estonia”

Compiled from 8 source pages, checked September 26, 2026. We did not open an account.

Companio

Companio

Small businesses that want the registered agent covered in the starting price.

8.8/10See alternatives

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